If you are looking for a career in banking, there are a number of opportunities to choose from. You can always start with the most basic position and work your way up. While some commercial banking jobs require cash handling or sales experience, others may require a degree. Primarily, you will be dealing with checking and savings accounts as they are a banks primary product. While tellers make up the majority of banking jobs, there are many other career choices such as administration, financial services, office, management and miscellaneous support positions.
Administration jobs take up the largest portion of commercial banking careers, as well as office positions. Administration includes teller positions who handle account transactions and services for customers. Other positions that fall under administration are customer service and account clerks, clerks who answer customer questions and have a thorough knowledge of the banks services. There are also positions in call centers, where the employees answer phone calls and respond to emails.
Financial services is a position geared toward sales and handles selling the banks services. These agents handle everything from deposit accounts and credit to certificates of deposit and investments. Financial service agents handle marketing the bank, including credit cards and services.
There are many banking positions involving the office. There are general office jobs such as secretaries, data entry clerks and receptionists. There are also accountants, audit clerks and bookkeepers. Other positions include management and supervisors who oversee the daily tasks of the office support.
Within the management field of banking careers there are financial managers, loan officers and trust officers. Financial managers oversee bank branches and departments as well as maintain standards and resolve issues with customers. Loan officers go over loan applications and recommend whether to approve a loan or not. Finally, trust officers handle pension funds and profit sharing, and occasionally act as the banks accountant and lawyer.
While most commercial banking careers fall into a specific field, there are many miscellaneous positions that a bank requires for operation. Accountants, auditors, computer specialists and lawyers are all necessary. These positions ensure the bank complies with federal regulations as well as maintain corporate financial records. Computer specialists maintain computers and upgrade banking technology.
The banking industry requires a large assortment of different careers in order to ensure successful operation. While there are many fields that are specific to the banking industry, other fields, such as a computer technician, may get overlooked when one considers a banking career. Even without a degree, there are many options available for employment, such as a bank teller or customer service positions.
